Here you can compare travel money rates for the best prepaid, euro & dollar currency cards, using live travel money card providers and travel money cards. Once you're ready simply click the button to get your currency card.

compare EuroEUR1.2511 compare US DollarUSD1.5581
compare Turkish LiraTRY3.4138 compare Canadian DollarCAD1.7660
compare Egyptian PoundsEGP10.7770 compare Australian DollarAUD1.8230
compare New Zealand DollarNZD1.9630 compare South African RandZAR17.0000
compare Thailand BahtsTHB50.0150 compare Argentine PesoARS13.5000

Travel Money Card - Compare Best Prepaid, Euro & Dollar Currency Cards - November 2014

Compare Euro Currency Cards - Compare Dollar Currency Cards - Compare Prepaid Currency Cards

What is a travel money card?

Top 5 euro Currency Cards

Currency Cardeuro RatePurchase FeeMonthly Fee
Caxton Caxton 1.1460 Free No
Escape Escape 1.102 9.99 GBP No
FairFX FairFX 1.1475 9.95 GBP - free over 500 GBP No
My Travel Cash My Travel Cash 1.1338 Free No
Virgin Virgin 1.0739 Free No

Top 5 dollar Currency Cards

Currency Carddollar RatePurchase FeeMonthly Fee
Caxton Caxton 1.5130 Free No
Escape Escape 1.4572 9.99 GBP No
FairFX FairFX 1.5145 9.95 GBP - free over 500 GBP No
My Travel Cash My Travel Cash 1.4992 Free No
Virgin Virgin 1.4199 Free No

Top 5 prepaid Currency Cards

Currency Cardprepaid RatePurchase FeeMonthly Fee
Card One Banking Card One Banking Free 12.50 GBP
Caxton Caxton Free No
Escape Escape 9.99 GBP No
FairFX FairFX 9.95 GBP - free over 500 GBP No
First Premier First Premier 8.95 GBP 1 GBP

Prepaid currency cards look exactly the same as your regular debit/credit card. The main difference is they are specially set up for foreign currency and are provided by FX brokers such as Travelex, The Post Office, Virgin, Caxton, My Travel Cash etc...

One of the best advantages is the safety. Lose your currency card and you've lost just a bit of plastic, cash on the other hand...

Some travel money cards are preset to specific currencies such as Euro currency cards and Dollar currency cards. Other are GBP Pound Sterling "prepaid" cards.

There are many factors involved in comparing prepaid cards, the most obvious being the exchange rate. However, the best exchange rate may be all well and good, but you must check for ATM/transation fees, FX fees, reloading fees etc.

Advantages of a currency card vs cash

  • Accepted worldwide - Use it at millions of ATMs, shops and restaurants in hundreds of countries worldwide, wherever the MasterCard or Visa logo is shown.
  • Chosen Currency - Choose your currency card in a specific currency, Euros, Dollars or Sterling.
  • No FX Fees - No foreign currency exchange rate charges as already in the foreign currency of your choosing.
  • Lock That Rate - Fixed exchange rates at time of loading, unlike other debit/credit cards.
  • No Credit Checks - great for individuals with poor credit history and students etc.
  • Secure - PIN protected so no-one else can access your money if you lose your travel money card or it's stolen.
  • Replacement Card - As they are typically connected to either Masercard or Visa, you are also prorected in the event of the card being lost or stolen, with a replacement card being issued.
  • Budgeting - They allow you to budget for your holiday, by allocating the exact funds you can afford, stopping you ruynning up debts on a traditional bank-linked debit/credit card
  • Cashback Anyone? - Some prepaid cards offer cashback on purchases such as the My Travel Cash currency cards which offer 1% on purchases.

Tips on Using Your Pre-paid Currency Card

  • Make sure wherever possible you pay using the foreign currency on the prepaid card. Changing currency using these cards won't be the best way of saving money.
  • If you have a spare curency card, keep that safe in a safe at the hotel. If you lose the first card, you can call the FX company and get it disabled and use the replacement card immediately.
  • Some petrol stations abroad use a machine to take credit/debit cards. Be careful using these as they usually take a security deposit which can remove the funds temporarily - meaning you can't spend that amount for a few days.
  • Use an alternative card for security deposits at your hotel abroad, as the amount of monewy can be withheld for some time.

Don't use Most Traditonal Debit Cards for Spending Money Abroad

Your standard UK debit card is NOT the best way to spend abroad. Extra charges make it the most expesnive way for foreign currency. To give an example:

  • Natwest debit card: 2.75% loading fee, 2% Cash Withdrawal (£2 min £5 max), £1.25 Spending Fee
  • Santander debit card: 2.75% loading fee, 1.5% Cash Withdrawal (£1.99 min NO max), £1.25 Spending Fee

There are some specialist credit cards (not prepaid) that will often be the best foreign currency option.

  • Halifax Clarity has 0% loading fee worldwide and no cash withdrawal fees (although you get charged 12.9% variable APR even if repaying in full).
  • Aqua Reward again has 0% loading fee worldwide and gives 3% cashback (max £100) with no interest charge if paid in full (very important otherwise huge interest APR of 34.9%!).

Recent Card Changes

  • 1 year ago Escape EUR Card: EUR Exchange Rate increased from €1.1012 to €1.102
  • 1 year ago Escape USD Card: USD Exchange Rate decreased from $1.4575 to $1.4572
  • 1 year ago Tuxedo EUR Card: EUR Exchange Rate increased from €1.1129 to €1.1137
  • 1 year ago Tuxedo USD Card: USD Exchange Rate decreased from $1.473 to $1.4727
  • 1 year ago Monarch EUR Card: EUR Exchange Rate decreased from €1.1429 to €1.1420
  • 1 year ago My Travel Cash EUR Card: EUR Exchange Rate decreased from €1.1348 to €1.1338
  • 1 year ago My Travel Cash USD Card: USD Exchange Rate decreased from $1.4996 to $1.4992
  • 1 year ago Virgin EUR Card: EUR Exchange Rate decreased from €1.0748 to €1.0739
  • 1 year ago Virgin USD Card: USD Exchange Rate decreased from $1.4206 to $1.4199
  • 1 year ago Monarch EUR Card: EUR Exchange Rate decreased from €1.1436 to €1.1429